How To Invest in Gold?

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Gold is one of the most precious and valuable commodity. With time, this commodity turned into an important assets class, and the possession of the gold changed from gold jewelry to paper gold, but the value of the metal remained the same.

Price Chart of Gold of Last 10 Year

Gold Prices

Gold is seen as a safe-haven investment option, not only is it a hedge against inflation, but it also have a low correlation with other asset classes. In India, buying gold is a tradition and custom, and every Indian knows the value and importance of this metal. With so many benefits, and being an important part of one’s life, it becomes almost mandatory for us to invest in gold, but how to invest is a big question as now, it’s not important to hold gold in physical form. So, to help you choose, discussed below are the investment option that can be used for investing in the yellow metal;

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Year of Great Expectations

Year of Great Expectations

As the countdown to the Budget has begun, the atmosphere is abuzz with hope, aspirations and huge expectations. Since this is the first full-fledged Budget being presented by Modi government, it is deemed to be nothing less than a litmus test for the Prime Minister’s vision.

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GREXIT!!!

Greek Exit…GREXIT!!!

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Background

Greece was a late entrant in the euro, admitted on back of some statistical fudging and was the second poorest nation in the bloc, after Portugal. Being part of euro, it started enjoying the benefits of cheap money as creditors looked Eurozone as one bloc without distinguishing between high creditworthy Germany and almost junk Portugal and Greece. Banks had the view that Greece is as safe as Germany. This false picture being painted by Greece came into light after the huge money had already pumped in and Greek governments had, by that time, started spending spree, not to forget the Athens Olympics in 2004! The Greek minimum wage rose astonishingly by more than 50% in the decade after Greece joined the euro, whereas EU average remained stagnant during that period. So it was clear that someone is enjoying on someone else money.

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Bottom up Investing

Investment

Bottom up Investing

When it comes to investing into equities, the first thing that comes to our mind is how to identify the potential stock. Different professionals and investors have various styles of analyzing, however one style that has proved highly rewarding over time is “Bottom Up investing” approach.

Understanding “Bottom up Investing”

A bottom up approach focuses primarily on company specific opportunities rather than looking at the favorable economic environment. In other words, this approach focuses solely on the individual business where the investor bets upon the prospects of the company irrespective of the market or economic conditions, believing that a business with strong fundamentals is bound to outperform the peers over the long term.

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Equity in Debt – Decoding GILT funds

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Equity in Debt – Decoding GILT funds 

As they say markets are full of opportunity, one simply needs to hunt that down and invest, a similar opportunity is what I would like to discuss today, which has a blend of risk, return and opportunity and is more of a cyclical product (turns with the economic conditions) known as GILT funds.

GILT funds are a pure Debt mutual funds which invest in Government security bonds of different maturity and interest rates, but interestingly enough we have seen huge volatility and changes in the yield of GILT funds in past years or so, which makes it an interesting equity play within the Debt basket, lets understand how:

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Now Is Best Time To Save Tax & Earn Returns Too

Now Is Best Time To Save Tax & Earn Returns Too

A New Fund Offer (NFO) is the first-time subscription offer launched by the investment banks or assets management companies.  It is primarily launched in the market to raise capital from the public to buy securities such as shares, bonds from the market.

Previously, the first public issue of Mutual Funds was also named IPO, but investors got confused between the IPO of a share and IPO of Mutual Fund. Later, the first public issue of Mutual Fund was named as the New Fund Offer or popularly known as NFO.  It is to be noted that NFO is always issued at a face value unlike the IPO, which can be issued at a premium.

When an Asset Management Company (AMC) plans to offer a new Mutual Fund Scheme, it launches offer document first. Important information to look for in the offer document is the risk related to the investment both general, as well as, specifically related to the scheme.

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